Take Charge Financial
Talk to a Financing Expert

Financing built for small business

Get funds up to $800,000 for your business in as fast as 6 hours.

Apply Now
Small business owners inside a retail shop
πŸ‡¨πŸ‡¦ Serving Canadian Businesses
βœ” Fast Approvals
βœ” Flexible Lending Solutions
βœ” Trusted Financial Guidance

Grow your small business

Explore flexible business financing solutions tailored to the needs of Canadian entrepreneurs.

Line of Credit

Flexible funding for changing business needs

Access funds that can help support cash flow, inventory, payroll, equipment, or other day-to-day business needs.

Take Charge & Connect

Helpful resources for Canadian business owners

Connect with trusted tools, services, and solutions that can help you operate, manage, and grow with more confidence.

Term Financing

Financing options from $5K to $800K

Access capital for corporate purposes such as expansion, working capital, repairs, inventory, equipment, or consolidation.

Buy Now, Pay Later

B2B payments, reimagined

Give your business customers a simple way to buy now and pay later while supporting larger purchases and smoother sales conversations.

What We Help You Do

Financing That Moves Your Business Forward

Whether you're scaling up, managing cash flow, or preparing for demand, we help connect your business with financing solutions designed to support action and results.

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Acquire New Equipment

Upgrade tools, vehicles, machinery, or essential business assets without draining your cash reserves.

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Raise Working Capital

Access flexible funding to support payroll, operating costs, and the day-to-day needs of your business.

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Consolidate Debt

Simplify your business finances and improve cash flow with financing that helps reduce payment pressure.

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Offer Customer Financing

Provide financing options to your B2C and B2B customers to help increase conversions and close more business.

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Inventory Financing

Stock up for opportunities and seasonal demand, including access to unsecured inventory financing options.

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Support Expansion

Move forward with growth plans confidently, whether you’re opening, hiring, renovating, or investing in marketing.

How It Works

Simple. Fast. Built for Business Owners.

1

Apply

Fill out a quick intake form with basic information about your business and financing needs.

2

Get Matched

We review your details and help connect you with financing options that align with your goals.

3

Move Forward

Receive next-step guidance quickly so you can put capital to work in your business with confidence.

Minimum Requirements

See If You Qualify

Many small business owners can qualify with straightforward eligibility requirements. If your business checks these boxes, it may be a great time to explore your options.

Location Canada
Monthly Revenue $10K+
Time in Business 6+ Months
Business Type Sole Prop. or Incorporated

Typical Uses of Funds

Use financing where it matters most to keep your business moving.

  • Hiring & Payroll
  • Inventory or Equipment
  • Marketing & Growth
  • Cash Flow Support
  • Seasonal Demand
  • Repairs or Renovations
Get Started

Get Matched With a Financing Expert

Complete the quick form and a member of the Take Charge Financial team can review your request and follow up with relevant financing options.

Why business owners reach out to us

  • They want to move faster than traditional lenders allow
  • They need working capital without a complicated process
  • They are planning growth and want flexible support
  • They need equipment, inventory, or debt consolidation solutions
Contact:
Tomo Brank
Funding Specialist
Take Charge Financial

We respect your privacy. No obligation. No impact on your credit to inquire.